1. Home ›
  2. Research ›
  3. Scholarly and Applied Research Articles, Reports and Book Chapters ›
  4. Finance, Crowdfunding, Microcredit, Banking & Other Funding Sources

Finance, Crowdfunding, Microcredit, Banking & Other Funding Sources

  • Attuel-Mendès, L. (2014). Crowdfunding Platforms for Microfinance: A New Way to Eradicate Poverty through the Creation of a Global Hub? Cost Management, 28, 38-47.
  • Anderloni, L. and Carluccio, E. (2006). Access to Bank Accounts and Payment Services, In Anderloni, L., Carluccio, E. and Braga, M. (Eds), New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets (p. 5-106). Berlin: Springer Verlag.
  • Archer, Geoffrey R. & Jones-Christensen, Lisa. (2011). Entrepreneurial Value Creation Through Green Microfinance. Asian Business & Management Journal. 10 (331-356).
  • Baradaran, M. (2013). How the Poor Got Cut Out of Banking. UGA Legal Studies Research Paper No. 2013-12. Athens: University of Georgia.
  • Baradaran, M., & Ayyar, P. (2016). How the Other Half Banks. Blackstone Audio, Incorporated.
  • Barr M. & Blank R. (2009). Savings, Assets, Credit, and Banking Among Low-Income Households: Introduction and Overview. In Barr M. & Blank R. (Eds.), Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households (pp. 1-22). New York: Russell Sage Foundation.
  • Bates, T., & Robb, A. (2013). Greater access to capital is needed to unleash the local economic development potential of minority-owned businesses. Economic Development Quarterly, 27(3), 250-259.
  • Bateman, M. 2012. The role of microfinance in contemporary rural development finance policy and practice: Imposing neoliberalism as ‘best practice’. Journal of Agrarian Change 12(4): 587–600.
  • Bateman, M. 2014. The rise and fall of Muhammad Yunus and the microcredit model. Saint Mary’s University - International Development Studies Working Paper Series, no. 001.
  • Bateman, M., and H.-J. Chang. 2012. Microfinance and the illusion of development: From hubris to nemesis in thirty years. World Economic Review 1: 13–36.
  • Bhatt, N., Painter, G., & Tang, S.Y. (1999). Can microcredit work in the United States? Harvard Business Review, 77, 26-27.
  • Blanchflower, D. G., Levine, P. B., & Zimmerman, D. J. (2003). Discrimination in the small-business credit market. The Review of Economics and Statistics, 85(4), 930-943.
  • Brown, G. (2010). When Small is Big: Microcredit and Economic Development. Open Source Business Resource, (November 2010). http://timreview.ca/article/392
  • Bruton, G., Khavul, S., Siegel, D., & Wright, M. (2015). New financial alternatives in seeding entrepreneurship: Microfinance, crowdfunding, and peer-to-peer innovations. Entrepreneurship Theory and Practice, 39: 9–26.
  • Burhouse, S., Chu, K., Ernst, K., Goodstein, R., Lloro, A., Lyons, G., Northwood, J., Osaki, Y., Rhine, S., Sharma, D. & Weinstein, J. (2016). FDIC National Survey of Unbanked and Underbanked Households 2015. Federal Deposit Insurance Corporation, Division of Depositor and Consumer Protection,
  • Camenzuli, A. & McKague, K. (2015). Team microfranchising as a response to the entrepreneurial capacity problem in low-income markets. Social Enterprise Journal, 11(1), 69–88.
  • Caskey, J. P. (1994). Bank representation in low-income and minority urban communities. Urban Affairs Review, 29(4), 617-638.
  • Community Development Venture Capital Alliance (CDVCA) (2006). The new markets venture capital program: Providing equity capital and expertise to entrepreneurs in low-income urban and rural communities. Retrieved from https://community-wealth.org/sites/clone.community-wealth.org/files/downloads/paper-cdvca.pdf
  • Ergungor, O. E. (2010). Bank branch presence and access to credit in low- to moderate-income neighborhoods. Journal of Money, Credit and Banking, 42(7), 1321-1349.
  • Fafchamps, M. (2013). Credit constraints, collateral, and lending to the poor. Revue d’ Economie du Developpement, 21(2), 79-100.
  • Félix, E. G. S., & Belo, T. F. (2019). The impact of microcredit on poverty reduction in eleven developing countries in south-east Asia. Journal of Multinational Financial Management, 52, 100590.
  • Garrity, P., & Martin, C. (2018). Developing a microfinance model to break the cycle of poverty. Business Horizons, 61(6), 937-947.
  • Grameen Bank - Facts. 2014. Nobelprize.org. Nobel Media AB. Retrieved from http://www.nobelprize.org/nobel_prizes/peace/laureates/2006/grameen-facts.html on 5 Dec 2017.
  • Kevane, M., & Wydick, B. (2001). Microenterprise lending to female entrepreneurs: sacrificing economic growth for poverty alleviation?. World development, 29(7), 1225-1236.
  • Khavul, S., Chavez, H., & Bruton, G. D. (2013). When institutional change outruns the change agent: The contested terrain of entrepreneurial microfinance for those in poverty. Journal of Business Venturing, 28(1), 30-50.
  • Lawrence, E. C. & Elliehausen, G. (2008). A comparative analysis of payday loan customers. Contemporary Economic Policy, 26, 299–316.
  • Lee, N., & Drever, E. (2014). Do SMEs in deprived areas find it harder to access finance? Evidence from the UK Small Business Survey. Entrepreneurship & Regional Development, 26(3-4), 337-356.
  • Littwin, A. (2007). Beyond usury: A study of credit-card use and preference among low-income consumers. Tex. L. Rev., 86, 453-505.
  • Maradaran, M. (2013). How the poor got cut out of banking. Emory Law Journal, 52, 483-548.
  • NPR, November 13 2013. ‘Banking deserts’ spread across low-income neighborhoods. Retrieved from https://www.npr.org/2013/11/13/244947836/dayton-ohio-is-latest-area-suffering-from-banking-desert
  • Raimi, L., Odebode, O. O. and Adegunle, S. I. (2017) Investigating the influence of microfinance banks on enterprise growth, resource acquisition and capability development of micro, small and medium scale enterprises in Nigeria. International Journal of Entrepreneurial Development, Education and Science Research, 4(2), 40-56.
  • Raimi L., Uzodinma I. (2020) Trends in Financing Programmes for the Development of Micro, Small and Medium Enterprises in Nigeria: A Qualitative Meta-synthesis. In: Moritz A., Block J., Golla S., Werner A. (eds) Contemporary Developments in Entrepreneurial Finance. FGF Studies in Small Business and Entrepreneurship, Springer.
  • Raimi, L. (2020) Breaking the Formal Financing Barriers facing Entrepreneurs: Crowdfunding as an Alternative Financing for Enterprise Development in Nigeria in the Digital Era: In: Efosa Idemudia (Ed), Handbook of Research on Social and Organizational Dynamics in the Digital Era. IGI Global..
  • Ratcliffe, J. (2007). Who’s counting? Measuring social outcomes from targeted private equity. Community Development Investment Review, 1, 23-17.
  • Robb, A. M., & Fairlie, R. W. (2007). Access to financial capital among US businesses: The case of African American firms. The Annals of the American Academy of Political and Social Science, 613(1), 47-72
  • Schawartz, N.D. (2011). Bank closings tilt toward poor areas. New York Times. Retrieved from http://www.nytimes.com/2011/02/23/business/23banks.html
  • Servon, L. (2013). The high cost, for the poor, of using a bank. The New Yorker. Retrieved from https://www.newyorker.com/business/currency/the-high-cost-for-the-poor-of-using-a-bank
  • Singh S. Goyal S.K. and Sharma, S. 2013. Technical Efficiency and its Determinants of Microfinance Institutions in India: A Firm Level Analysis, Journal of Innovation Economics and Management, 11(1): 15-31
  • Singletary, M. (2015). The problem with crowdfunding: It doesn’t help the needy crowd. The Washington Post, February 20 2015.
  • Winborg, J., & Landström, H. (2001). Financial bootstrapping in small businesses: examining small business managers' resource acquisition behaviors. Journal of Business Venturing, 16(3), 235-254.