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Attuel-Mendès, L. (2014). Crowdfunding Platforms for Microfinance: A New Way to Eradicate Poverty through the Creation of a Global Hub?
Cost Management, 28, 38-47. https://www.researchgate.net/publication/341131491_CROWDFUNDING_PLATFORMS_FOR_MICROFINANCE_A_NEW_WAY_TO_ERADICATE_POVERTY_THROUGH_THE_CREATION_OF_A_GLOBAL_HUB
Anderloni , L. and Carluccio, E. (2006). Access to Bank Accounts and Payment Services, In Anderloni, L., Carluccio, E. and Braga, M. (Eds), New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets (p. 5-106). Berlin: Springer Verlag. https://www.springer.com/gp/book/9783540464976
Archer, Geoffrey R. & Jones-Christensen, Lisa. (2011). Entrepreneurial Value Creation Through Green Microfinance. Asian Business & Management Journal. 10 (331-356). https://link.springer.com/article/10.1057/abm.2011.9?shared-article-renderer
Baradaran, M. (2013). How the Poor Got Cut Out of Banking. UGA Legal Studies Research Paper No. 2013-12. Athens: University of Georgia. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2056593
Baradaran, M., & Ayyar, P. (2016). How the Other Half Banks. Blackstone Audio, Incorporated. https://www.kobo.com/us/en/audiobook/how-the-other-half-banks-2
Barr M. & Blank R. (2009). Savings, Assets, Credit, and Banking Among Low-Income Households: Introduction and Overview. In Barr M. & Blank R. (Eds.), Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households (pp. 1-22). New York: Russell Sage Foundation. https://www.researchgate.net/publication/287757662_Savings_assets_credit_and_banking_among_low-income_households_Introduction_and_overview
Bates, T., & Robb, A. (2013). Greater access to capital is needed to unleash the local economic development potential of minority-owned businesses. Economic Development Quarterly, 27(3), 250-259. https://journals.sagepub.com/doi/pdf/10.1177/0891242413477188
Bateman, M. 2012. The role of microfinance in contemporary rural development finance policy and practice: Imposing neoliberalism as ‘best practice’.
Journal of Agrarian Change 12(4): 587–600. https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1471-0366.2012.00376.x
Bateman, M. 2014. The rise and fall of Muhammad Yunus and the microcredit model. Saint Mary’s University - International Development Studies Working Paper Series, no. 001.
Bateman, M., and H.-J. Chang. 2012. Microfinance and the illusion of development: From hubris to nemesis in thirty years.
World Economic Review 1: 13–36. https://www.researchgate.net/publication/286207461_Microfinance_and_the_Illusion_of_Development_From_hubris_to_nemesis_in_thirty_years
Bhatt, N., Painter, G., & Tang, S.Y. (1999). Can microcredit work in the United States?
Harvard Business Review, 77, 26-27. https://hbr.org/1999/11/can-microcredit-work-in-the-united-states
Blanchflower, D. G., Levine, P. B., & Zimmerman, D. J. (2003). Discrimination in the small-business credit market. The Review of Economics and Statistics, 85(4), 930-943. https://www.jstor.org/stable/3211816?seq=1
Brown, G. (2010). When Small is Big: Microcredit and Economic Development . Open Source Business Resource, (November 2010).
Bruton, G. , Khavul , S., Siegel , D., & Wright, M. ( 2015) . New financial alternatives in seeding entrepreneurship: Microfinance, crowdfunding, and peer-to-peer innovations . Entrepreneurship Theory and Practice, 39: 9 – 26. https://www.researchgate.net/publication/269288045_New_Financial_Alternatives_in_Seeding_Entrepreneurship_Microfinance_Crowdfunding_and_Peer-to-Peer_Innovations
Burhouse, S., Chu, K., Ernst, K., Goodstein, R., Lloro, A., Lyons, G., Northwood, J., Osaki, Y., Rhine, S., Sharma, D. & Weinstein, J. (2016). FDIC National Survey of Unbanked and Underbanked Households 2015. Federal Deposit Insurance Corporation, Division of Depositor and Consumer Protection. https://www.fdic.gov/HOUSEHOLDSURVEY/2015/2015execsumm.pdf
Camenzuli, A. & McKague, K. (2015). Team microfranchising as a response to the entrepreneurial capacity problem in low-income markets.
Social Enterprise Journal, 11(1), 69–88. https://www.emerald.com/insight/content/doi/10.1108/SEJ-02-2012-0008/full/html
Caskey, J. P. (1994). Bank representation in low-income and minority urban communities.
Urban Affairs Review, 29(4), 617-638. https://journals.sagepub.com/doi/pdf/10.1177/004208169402900406
Community Development Venture Capital Alliance (CDVCA) (2006). The new markets venture capital program: Providing equity capital and expertise to entrepreneurs in low-income urban and rural communities. Retrieved from
Ergungor, O. E. (2010). Bank branch presence and access to credit in low- to moderate-income neighborhoods.
Journal of Money, Credit and Banking, 42(7), 1321-1349. https://ideas.repec.org/a/mcb/jmoncb/v42y2010i7p1321-1349.html
Fafchamps, M. (2013). Credit constraints, collateral, and lending to the poor. Revue d’ Economie du Developpement, 21 (2), 79-100. https://www.cairn-int.info/journal-revue-d-economie-du-developpement-2013-2-page-79.htm#
Félix, E. G. S., & Belo, T. F. (2019). The impact of microcredit on poverty reduction in eleven developing countries in south-east Asia. Journal of Multinational Financial Management, 52, 100590. https://ideas.repec.org/a/eee/mulfin/v52-53y2019is1042444x18302834.html
Garrity, P., & Martin, C. (2018). Developing a microfinance model to break the cycle of poverty. Business Horizons, 61(6), 937-947. https://ideas.repec.org/a/eee/bushor/v61y2018i6p937-947.html
Grameen Bank - Facts. 2014. Nobelprize.org. Nobel Media AB. Retrieved from http://www.nobelprize.org/nobel_prizes/peace/laureates/2006/grameen-facts.html on 5 Dec 2017.
Kevane, M., & Wydick, B. (2001). Microenterprise lending to female entrepreneurs: sacrificing economic growth for poverty alleviation?. World development, 29(7), 1225-1236. https://econpapers.repec.org/article/eeewdevel/v_3a29_3ay_3a2001_3ai_3a7_3ap_3a1225-1236.htm
Khavul, S., Chavez, H., & Bruton, G. D. (2013). When institutional change outruns the change agent: The contested terrain of entrepreneurial microfinance for those in poverty. Journal of Business Venturing, 28(1), 30-50. https://econpapers.repec.org/article/eeejbvent/v_3a28_3ay_3a2013_3ai_3a1_3ap_3a30-50.htm
Lawrence, E. C. & Elliehausen, G. (2008). A comparative analysis of payday loan customers. Contemporary Economic Policy, 26, 299–316. https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1465-7287.2007.00068.x
Lee, N., & Drever, E. (2014). Do SMEs in deprived areas find it harder to access finance? Evidence from the UK Small Business Survey. Entrepreneurship & Regional Development, 26(3-4), 337-356. https://www.researchgate.net/publication/262584224_Do_SMEs_in_deprived_areas_find_it_harder_to_access_finance_Evidence_from_the_UK_Small_Business_Survey
Littwin, A. (2007). Beyond usury: A study of credit-card use and preference among low-income consumers. Tex. L. Rev., 86, 453-505. https://www.semanticscholar.org/paper/Beyond-Usury%3A-A-Study-of-Credit-Card-Use-and-Among-Littwin/8fed15c5984b55e07fdd7807cc36f1060003feae?p2df NPR, November 13 2013. ‘Banking deserts’ spread across low-income neighborhoods. Retrieved from
Raimi, L., Odebode, O. O. and Adegunle, S. I. (2017) Investigating the influence of microfinance banks on enterprise growth, resource acquisition and capability development of micro, small and medium scale enterprises in Nigeria. International Journal of Entrepreneurial Development, Education and Science Research, 4(2), 40-56. https://www.researchgate.net/publication/317936652_Investigating_the_Influence_of_Microfinance_Banks_on_Enterprise_Growth_Resource_Acquisition_and_Capability_Development_of_Micro_Small_and_Medium_Scale_Enterprises_MSMEs_in_Nigeria
Raimi L., Uzodinma I. (2020) Trends in Financing Programmes for the Development of Micro, Small and Medium Enterprises in Nigeria: A Qualitative Meta-synthesis. In: Moritz A., Block J., Golla S., Werner A. (eds) Contemporary Developments in Entrepreneurial Finance. FGF Studies in Small Business and Entrepreneurship, Springer. https://www.researchgate.net/publication/335352885_Trends_in_Financing_Programmes_for_the_Development_of_Micro_Small_and_Medium_Enterprises_MSMEs_in_Nigeria_A_Qualitative_Meta-synthesis
Raimi, L. (2020) Breaking the Formal Financing Barriers facing Entrepreneurs: Crowdfunding as an Alternative Financing for Enterprise Development in Nigeria in the Digital Era: In: Efosa Idemudia (Ed), Handbook of Research on Social and Organizational Dynamics in the Digital Era . IGI Global. https://www.researchgate.net/publication/334000448_Breaking_the_Formal_Financing_Barriers_facing_Entrepreneurs_Crowdfunding_as_an_Alternative_Financing_for_Enterprise_Development_in_Nigeria_in_the_Digital_Era_In_Efosa_Idemudia_Ed_Handbook_of_Research_
Ratcliffe, J. (2007). Who’s counting? Measuring social outcomes from targeted private equity. Community Development Investment Review, 1, 23-17. https://ideas.repec.org/a/fip/fedfcr/y2007p23-37nv.3no.1.html
Robb, A. M., & Fairlie, R. W. (2007). Access to financial capital among US businesses: The case of African American firms. The Annals of the American Academy of Political and Social Science, 613(1), 47-72. https://econpapers.repec.org/paper/cenwpaper/06-33.htm
Schawartz, N.D. (2011). Bank closings tilt toward poor areas. New York Times. Retrieved from
Servon, L. (2013). The high cost, for the poor, of using a bank. The New Yorker. Retrieved from https://www.newyorker.com/business/currency/the-high-cost-for-the-poor-of-using-a-bank
Singh S. Goyal S.K. and Sharma, S. 2013. Technical Efficiency and its Determinants of Microfinance Institutions in India: A Firm Level Analysis, Journal of Innovation Economics and Management, 11(1): 15-31.
Singletary, M. (2015). The problem with crowdfunding: It doesn’t help the needy crowd.
The Washington Post, February 20 2015. https://www.washingtonpost.com/business/get-there/the-problem-with-crowdfunding-it-doesnt-help-the-needy-crowd/2015/02/19/d2345374-b883-11e4-aa05-1ce812b3fdd2_story.html
Winborg, J., & Landström, H. (2001). Financial bootstrapping in small businesses: examining small business managers' resource acquisition behaviors. Journal of Business Venturing, 16(3), 235-254. https://econpapers.repec.org/article/eeejbvent/v_3a16_3ay_3a2001_3ai_3a3_3ap_3a235-254.htm